Finance Monthly CFO Awards 2019 Winners Edition

The World’s Most Global Bank Serving over 100 million customers World’s largest credit card issuer 3 A lean, urban retail bank footprint across 19 markets in the U.S., Mexico and Asia World’s Best Consumer Mobile Bank 4 Preeminent banking franchise in Mexico Growing Commercial Bank that serves mid-sized clients with cross-border needs Premier partner relationships , including American Airlines, Best Buy, Costco, L.L.Bean and The Home Depot Source of stable, low-cost funding Global Consumer Banking Institutional Clients Group Digital and mobile at the core of a simpler, better client experience Unique presence in faster- growing emerging markets Well-diversified revenues across businesses and across regions Supporting clients in more than 160 countries and jurisdictions Executing Our Strategy Extend leadership positions in areas where Citi has differentiated capabilities Deepen and transform target client relationships Seed innovation across markets and businesses Optimize capital deployment to deliver improved returns For more information on Citi, please visit citi.com Note: Information as of October 2019 1 Source: Euromoney Awards for Excellence 2019. 2 Source: Global Finance. 3 Based on loans outstanding as of 3Q18. 4 Source: Global Finance. Iconic brand with 200+ years of experience Scaling efficiencies through common process, common platform, and common data Largest proprietary global network with physical presence in 98 countries Facilitates ~$4 trillion of transaction flows daily Serves approximately 90% of global Fortune 500 companies Trusted advisor and banker to institutional clients, ultra-high-net- worth investors and their families Local trading desks in 77 markets , clearing/custody network in 63 markets World’s Best Bank for Corporates World’s Best Bank for Transaction Services 1 Best Corporate/Institutional Digital Bank and Most Innovative Digital Bank 2 $6 trillion of transactions processed on mobile channels, CitiDirect BE® Mobile and Tablet Unparalleled Global Network Industry Leading Franchises Robust Capital & Liquidity 100m